PensioTec is a tech platform

that simplifies buying and selling

small and medium-sized businesses.

Learn more PensioTec M&A

A suite of smart tools

that guide SMEs through the entire deal process and help entrepreneurs grow the businesses they acquire. PensioTec streamlines end-to-end M&A by connecting retiring business owners with ready successors, ensuring smooth succession and ownership transfer.

Buy and sell businesses

without the chaos.

We turn confusing, messy SME buy–sell processes into a simple, guided experience anyone can use. Your data is secure, encrypted, and never shared. We automatically remove information once deal warranties expire.

PensioTec Gamified Finance

Courses for SME owners 

We turn complex finance into fun, interactive stories that feel like a game. At PensioTec, our educational content is built on rigorous research and brought to life through carefully crafted animations.

Learn more PensioTec Finance Learning for SMEs

Learn hands on finance topics:

Valuing your business

Full M&A buy and sell process

Bookkeeping and financial reporting

Due diligence essentials

Managing cash flows and projections

Taxes and compliance

Funding options and capital structure

Many more to come

Our name tells our story.

Preserving Legacy

Through Innovation

It comes from two words: "Pension," representing business owners who have spent their lives building something meaningful and are now thinking about retirement, and "Technology," the bridge that connects them to the next generation of entrepreneurs.

For many small and medium-sized business owners, their business is their retirement (pension) plan.

At PensioTec, we believe succession should not mean an ending. It should mean continuity, passing the torch from experience to innovation. That is what PensioTec stands for: preserving legacy through technology.

World class team

With decades of combined experience in finance, innovation, technology, automation, and B2B2C solutions, our team is dedicated to creating intuitive technologies that simplify complexity and unlock new opportunities for individuals and businesses alike.

About us

Awards

Google Cloud recently selected PensioTec as one of the Top 20 semifinalists in their Next UNIcorn program.

Winner of Startup Pitch in the Panel at the University of Cambridge’s IGNITE program judged by Tier 1 VC.

PensioTec’s mission is to democratize streamlined M&A processes and tools, enabling SMEs to find value-aligned successors and empowering entrepreneurs who acquire to grow their businesses.

Desktop Tech and Full Software Experience Coming soon

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Our values

Create ripple effects

Even the smallest step, saving a little, learning a new skill, investing for the future, can create ripple effects that transform lives and communities.

Empower others

We grow stronger together. By connecting learners, coaches, and communities, think globally act locally.

Create lasting impact

We make finance technology accessible to all through responsible, sustainable practices that protect our precious planet and generations to come.

Cambridge, UK

The Bradfield Centre, 184 Cambridge Science Park, Milton Road, Cambridge, CB4 0GA, United Kingdom

Basel, Switzerland